Name *

First Name

Last Name

Immediately Upon Acceptance of the Final Contract

Order a home inspection

Determine if you would like a radon inspection and order it from the home inspector

Laura will provide your lender with a copy of the contract

Discuss locking in your interest rate (Remember: You will usually have five days from the date of the contract to apply for the mortgage loan, which is why it’s important to be pre-approved before you start looking for a home)

During the Home Inspection

Take any measurements for furniture, window treatments, appliances, etc. that you may need

Take any photos of the house, if desired

Ask the home inspector any questions you may have concerning the home’s condition or construction

Have your agent create a list of items, noted by the home inspector, that you request the seller to remedy

One to Two weeks Following the Acceptance Date of the Final Contract:

Reserve a moving truck or schedule a moving service

Contact insurance company to set up homeowner’s policy to be in effect day of closing

Two Weeks Before Closing Date

Call lender and inquire if additional information is needed

Get a change of address package from the post office and begin notification process

Contact your utility companies, internet and security companies (note the date to be transferred):

Gas

Electric

Water

One Week Before Closing

Make contact with lender to ensure that closing date is on schedule

Schedule utility transfers – gas, electric, internet, water

Request certified funds (cashiers check or wire) for closing. Some funds take three days to clear – for stocks, home equity loans

Three Days Before Closing

Review Alta Settlement Agreement

Verify that repair items in the inspection amendment have been addressed

Consider purchasing title insurance and discuss the benefits with your Laura

Day Prior or Day Of Closing

Conduct a walk-through to verify the condition of the house is the same as when placed under contract

Be sure to double-check that inspection items have been addressed

Get certified funds for closing

Review the HUD 1 Settlement Agreement to verify that the terms of the contract are correct

Day of Closing

Bring photo ID

Bring certified funds

Bring any additional documents requested by the lender

Your mortgage funds, you receive the keys to your new home, you MOVE IN! Congratulations! Your hard work has paid off.